Financing Options

We believe that cash flow should never keep you from jewelry purchases for life’s special moments, so we offer a variety of payment options (cash, credit card, money order, gift certificates, etc).

If you are interested in financing options, we invite you to apply online for the American Gem Society credit card, issued with approved credit by Wells Fargo Bank, NA. Once you’ve submitted your application, you’ll receive a credit decision in moments, so your dream jewelry is just a click away!

No Interest if Paid in Full within 12 months. Interest will be charged to your account from the purchase date if the purchase balance is not
paid in full within the promotional period.* Minimum purchase of $480.00 required.

*The American Gem Society credit card is issued by Wells Fargo Bank, NA. Special terms apply to qualifying purchases of $480.00 or more charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 03/01/2024 and is subject to change. For current information, call us at 1-800-431-5921.