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Payment Options

St. Cloud Jewelry Store Payment Options

To make shopping at our St. Cloud jewelry store as easy as possible, we offer a variety of convenient options for payment:
  • Cash
  • Credit card
  • Money order
  • Gift certificates
  • We also have special financing options available, including $0 down, No Interest if Paid in Full within 12 months. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*
Please contact our store if you have questions about your payment options. 
*The American Gem Society credit card is issued by Wells Fargo Bank, NA. Special terms apply to qualifying purchases of $480.00 or more charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 8/23/2019 and is subject to change. For current information, call us at 1-800-431-5921.